Privacy Policy

United BM Wealth Limited (hereinafter referred to as the “Company”) is committed to protecting the privacy and personal information of its users.
This Privacy Policy (the “Policy”) outlines how the Company handles personal information in connection with the services provided through this website (the “Services”).

Article 1 (Personal Information)

“Personal Information” refers to “personal information” as defined in the Act on the Protection of Personal Information of Japan, and means information relating to a living individual that can identify a specific individual through details such as name, date of birth, address, telephone number, contact information, and other descriptions. It also includes data related to physical characteristics such as facial appearance, fingerprints, and voiceprints, as well as individual identification information such as the insurer number on a health insurance card, that can identify a specific individual by itself.

Article 2 (Method of Collecting Personal Information)

The Company may ask for personal information such as name, date of birth, address, telephone number, and email address when users make inquiries or request materials.

Article 3 (Purpose of Collecting and Using Personal Information)

The purposes for which the Company collects and uses personal information are as follows:

To provide and operate the Company’s services.
To respond to user inquiries (including verifying the identity of the user).
To send emails regarding new features, updates, campaigns, and information about other services provided by the Company.
To contact users as necessary for maintenance or important notices.
To identify users who violate the Terms of Service or attempt to use the service for fraudulent or improper purposes, and to refuse their use.
To allow users to view, modify, delete, and check their own registration and usage information.
For purposes incidental to the above-mentioned purposes.

Article 4 (Changes to the Purpose of Use)

The Company may change the purpose of use of personal information only when it is reasonably recognized that the new purpose is related to the original one.
In the event of a change in the purpose of use, the Company will notify users of the changed purpose by the prescribed method or publicly announce it on this website.

Article 5 (Provision of Personal Information to Third Parties)

Except in the following cases, the Company will not provide personal information to any third party without obtaining the prior consent of the user. However, this does not apply to cases permitted under the Act on the Protection of Personal Information or other relevant laws and regulations.

When it is necessary for the protection of a person’s life, body, or property, and it is difficult to obtain the consent of the individual.
When it is particularly necessary for improving public health or promoting the sound growth of children, and it is difficult to obtain the consent of the individual.
When it is necessary to cooperate with a national or local government organization, or a person entrusted by such an entity, in performing duties prescribed by laws or regulations, and obtaining the individual’s consent is likely to impede the performance of such duties.
When the following matters have been announced or made public in advance, and the Company has submitted a notification to the Personal Information Protection Commission:
The purpose of use includes the provision of personal information to third parties.
The categories of data to be provided to third parties.
The means or methods of providing such data to third parties.
That the provision of personal information to third parties will be discontinued upon the individual’s request.
The method by which such requests from the individual are accepted.
When the Company entrusts all or part of the handling of personal information within the scope necessary to achieve the purpose of use.
When personal information is provided as a result of business succession due to a merger or other reasons.
When personal information is used jointly with a specific party, and the Company notifies the individual in advance or makes it easily accessible to the individual that such joint use will occur, specifying the items of personal information to be jointly used, the scope of the joint users, the purpose of use by those users, and the name or title of the person responsible for managing such personal information.
Any other cases where the handling of personal information is deemed not to constitute provision to a third party under applicable laws and regulations.

Article 6 (Disclosure of Personal Information)

When the Company receives a request from the individual to disclose personal information, it shall promptly disclose it to the individual. However, all or part of the information may not be disclosed if disclosure falls under any of the following cases, and if the Company decides not to disclose it, the individual will be notified promptly:

When disclosure may harm the life, body, property, or other rights or interests of the individual or a third party.
When disclosure may significantly hinder the proper execution of the Company’s operations.
When disclosure would violate laws or regulations.

Notwithstanding the preceding paragraph, in principle, the Company will not disclose information other than personal information, such as history information and characteristic information.

Article 7 (Correction and Deletion of Personal Information)

If a user’s personal information held by the Company is incorrect, the user may request correction, addition, or deletion (hereinafter referred to as “Correction, etc.”) in accordance with the procedure specified by the Company.
If the Company determines that it is necessary to respond to such a request, it shall promptly make the Correction, etc. to the relevant personal information.
If the Company makes a Correction, etc. or decides not to make such a correction, it shall promptly notify the user.

Article 8 (Suspension of Use, etc. of Personal Information)

If the Company receives a request from an individual to suspend or delete (hereinafter referred to as “Suspension, etc.”) the use of personal information on the grounds that it is being handled beyond the scope of the purpose of use or that it was acquired by improper means, the Company shall promptly conduct the necessary investigation.
If the Company determines that it is necessary to comply with the request based on the investigation results, it shall promptly carry out the Suspension, etc.
If the Company makes or decides not to make such Suspension, etc., it shall promptly notify the user.
Notwithstanding the preceding paragraphs, if the Suspension, etc. requires significant cost or is otherwise difficult to carry out, and alternative measures can be taken to protect the user’s rights and interests, the Company shall take such alternative measures.

Article 9 (Changes to the Privacy Policy)

Except as otherwise provided by laws and regulations or this Policy, the Company may change the content of this Policy without notifying users.
Unless otherwise specified by the Company, the revised Privacy Policy shall take effect from the time it is posted on this website.

Article 10 (Contact Information)

For inquiries regarding this Policy, please contact the following:
Address:
Unit Level 9F(2), Main Office Tower, Financial Park Labuan,
Jalan Merdeka, 87000 Federal Territory of Labuan, Malaysia
Company Name: United BM Wealth Limited
Email Address: info@ubm-wealth.com